The Hidden Costs of Aging: Housing in Retirement - Richard Hill

Presentation Summary:

When most people plan for retirement, they focus on finances, lifestyle, or leisure — but often overlook one of the most critical (and costly) factors: housing. Where you live as you age can deeply affect your independence, safety, well-being, and long-term financial security.

The Hidden Costs of Aging: Housing in Retirement is a must-attend presentation designed to shed light on the housing decisions many retirees face — but few talk about. Created in collaboration with The Center for Innovative Care in Aging at Johns Hopkins University School of Nursing, this session will explore the real-world implications of aging in place, downsizing, or moving to care-based living.

What you will learn:

• Why housing is often the most overlooked part of retirement planning
• The pros and cons of key living arrangements:
  • Aging at Home – Independence vs. rising maintenance and accessibility needs
  • Independent Living Communities – Lifestyle benefits and social engagement
  • Assisted Living & Memory Care – What to expect, when to consider it, and how to prepare
• The hidden and visible costs tied to each option
• How to align housing decisions with your health, relationships, and long-term goals

This presentation will help you make informed, proactive housing choices — before a crisis dictates them.