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Slides and Vides from 1/29/25 SIG meeting, Raj Mani - Using ChatGPT for investing, Wu Zheng - IBond and TIPS

  • 1.  Slides and Vides from 1/29/25 SIG meeting, Raj Mani - Using ChatGPT for investing, Wu Zheng - IBond and TIPS

    Posted 02-03-2025 18:58

    Please see attachments.



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    WU ZHENG
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    Attachment(s)

    pdf
    wu ibond tips.pdf   1.83 MB 1 version
    pdf
    Raj Chatpgt.pdf   6.86 MB 1 version


  • 2.  RE: Slides and Vides from 1/29/25 SIG meeting, Raj Mani - Using ChatGPT for investing, Wu Zheng - IBond and TIPS

    Posted 02-04-2025 10:17
    Edited by WU ZHENG 02-05-2025 09:30

    I am noting two comments from members to share with everyone.

    1. If one buys an I Bond within 30 years of death, holds it to death, and passes it on to his/her heir, no tax will be paid on all the gains. 

      Update after the initial posting: After doing some research, the above information may not be true. The estate tax base step-up applies to capital gains tax, not to income tax. I Bond gains at sale are charged as income.

      Sorry about the confusion. Please feel free to reply to any post and discuss its correctness.

    2. Bond ETF LQDH avoids interest rate risk. I did some digging on LQDH, and it seems to involve long corporate bonds and short treasury bonds. I do not know much about it; this is just an FYI, not a recommendation.

    Wu



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    WU ZHENG
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