AAII Birmingham Chapter

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  • 1.  Stock Investor subscription

    Posted 08-05-2022 03:39
    The cost of the Stock Investor subscription has gone through the roof lately. The two year subscription has gone from $299 for a two year subscription to $539. I understand that inflation probably has made this increase necessary, but with a recent down market and prospects for the economy not looking great, I don't know if I can justify spending that much to renew my subscription. That being said, the software has been a vital tool in my investment process but I am now considering free screening options like Yahoo or Morningstar even though they lack the features of Stock Investor. I would like to hear anyone else's thoughts about this issue.

    Eric​​

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    ERIC LONG
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  • 2.  RE: Stock Investor subscription

    Posted 08-14-2022 12:51

    Eric, I feel your pain. An 80% increase in anything is a shocker. If my golf equipment costs went up 80%, I might have to take up bocce ball. There are no expensive specialized tools ... and you don't lose the balls.

    An 80% rate of "inflation" makes POTUS' economic programs look pretty good by comparison. Email the White House your story. I hear they are looking for good comparative news about their economic programs. You could get on CNN. 

    More seriously, since you were happy @ $299, let's see how much value you have lost with that $240 price increase. (As Jethro Bodine the Hollywood "stock magnet" says) we can "cyffer" the comparative value you could receive from that $240 in an available alternative investment opportunity. You could get equivalent value for your $240 investment by investing $240,000 in an ETF with a 0.10% ER. In the current market, if you are an average-skilled investor, you would have lost about 10% of your investment or $24,000. But since you indicate you were experiencing success with your AAII investments from the $299 program costs, it looks like the AAII deal is a better deal than the average passively managed investment can provide for the additional $240 cost. The good news is you only need to make $24,240 in the market in the future to cover your costs. There may be a profitable opportunity there yet.

    Only you know how much you have profited from that $240 investment, so I leave it to you to reflect on the value you received for your $240.

    Listen to Churchill, a man facing a lot more serious problems than any of us could ever possible have, on how to face problems: 

    "Never, never, never, never, never, never, never, never, never, never ... quit."

    Hope this helps. ​​​Hang in there, brother. 



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    BARRY JOHNSON
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  • 3.  RE: Stock Investor subscription

    Posted 08-17-2022 22:23
    Good points, and thanks for the reply. I think I'll probably jump back in eventually. Stock Investor is still one of the most affordable stock screening options even with the price increase. But right now I have kind of a bleak outlook for the market and the economy, so I'm going to wait.

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    ERIC LONG
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