AAII Houston Chapter Meeting – April 16, 2026
Compass Financial Group
Risks in the Retirement Red Zone
10:30am (CDT) on Zoom
https://us02web.zoom.us/webinar/register/WN_IBdxj85yQCOr8GtN5va9KA
Registration: This meeting will be online only.
Please register for the meeting by clicking the link above or at the AAII Houston April Chapter Meeting on the AAII Website, registration is free for everyone. After registering, you will receive a confirmation email containing information about joining the meeting.
10:30am Good morning and Welcome from John O’Keefe
I will kick off the meeting with a quick look at future events and have some retirement investing data to present at the end if time allows.
10:40am Workshop by Richard Hill
Richard Hill Photo
Richard Hill Bio
After a career in the US military, Richard spent the last 36 years honing his expertise in one thing – helping professionals transition into retirement and designing a plan to help them stay there. He founded Compass Financial Group in 2010 with a desire to provide comprehensive planning for retirees and those preparing to retire. This focus allowed him to develop a deep knowledge of things, such as tax reduction strategies, healthcare planning, social security optimization and retirement income strategies Richard has had great experience in Retirement Planning. He operates nationwide but is head-quartered in Raleigh-Durham.
What You Will Take Away
- Balance Growth and Safety: Learn how to stay invested for growth while implementing a "protection floor" of income for your essential expenses.
- Combat Rising Healthcare Costs: Explore strategies to prepare for the increasing impact of medical and long-term care expenses on your retirement budget.
- Outpace Inflation: Understand how to maintain your purchasing power over a 30-year retirement as the cost of living climbs.
- Manage Volatility: Discover why market swings during this specific 10-year window are more impactful and how to buffer against them.
- Sustainable Withdrawals: Gain a framework for spending your assets that accounts for taxes and longevity.
- Bridge the Gap: Find ways to supplement Social Security and pensions to meet your actual spending goals.