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All, I'm working on an article for the July AAII Journal about revisiting one's PRISM plan once a couple or single parent becomes an empty nester. The article will address the potential impact on one's wealth-building plan, including spending, changes in cash flow and reassessing goals. I have a list ...

Hi Nathaniel, I calculated the numbers using our Stock Investor Pro database and stock screening program. The data is for all exchange-traded stocks. On the stock evaluator pages on AAII.com--accessible by typing in a ticker symbol into the search box on top of most pages on AAII.com--we show the ...

Hi John, The 8% return was given as an example. You can increase or decrease it as you like. The long-term return on large-cap stocks is about 10%. Small-cap stocks have realized returns in excess of 12%. These are annualized returns and reflect both good and bad years for stocks. We'll discuss risk ...

Thank you Lihong. I keep getting incremental improvement in my arm. It was a very bad break, so the recovery time is lengthy but it is getting better. ------------------------------ Charles Rotblut, CFA Vice President and AAII Journal Editor American Association of Individual Investors ----------- ...

Hi John, If a goal is met, you can shift your attention to your other goals. As we go through the PRISM process, you will see that we suggest considering having a different allocation for goal. Tactical decisions about what you buy specifically are driven by the allocation decisions. I'll explain this ...