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RE: Identifying Your Investment Management Preferences Webinar

Posted By John Darby 02-26-2022 13:02
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

Jenna:I w have a traditional IRA at TD Ameritrade.I wrote about my status previously.The IRA is designed by them. It follows a conservative investment style. I is mainly and all ETF investment. Since it is a Traditionsl IRA I take my withdrawals based on the formula developed so that it will last over ...

RE: Step 2 - Lesson 4: Timing Aspects of Risk

Posted By John Darby 12-23-2021 17:01
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

Charles, Jenna: Are you going to review any of the details of the risk assessment document? For instance the item that says we are knowledgeable in buy and selling securities? Are we going to discuss setting aside funds for goals and then we need more than that, or some urgent item comes up to cause ...

RE: Welcome to the PRISM Wealth-Building Process Academy

Posted By John Darby 12-13-2021 15:06
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Lesson 2 short term vs long term risk I have discovered that I did not allocate enough funds for my short term goals. I invested in BSV for my short term needs. I needed more than that amount. In addition that ETF has gone down and the funds invested there are worth more than the current value. If I ...

RE: Risk Tolerance

Posted By John Darby 11-19-2021 14:57
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Jenna and PRiSM group friends: Let me start by saying that this IRA is all ETFs. No individual stocks. It is set as a conservative portfolio. T is professionally managed so I don't worry too much. When I look at the holdingsIxrarelynsee more than one ETF with a negative gain percentage for the yesr.. ...

Risk Tolerance

Posted By John Darby 11-18-2021 22:00
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

When I opened my Traditionsl IRA my wifebandbI sat down with punt represeb ntative from TDAmeritrade. Sinc we were new we decided to have Concervative portfolio that the brokerage set up . This is a select portfolio for any investor .Not a one of a kind. The fees are at based on the size of the portfolio. ...

Timing of goals

Posted By John Darby 11-14-2021 12:14
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

Like Michael I have already retired .I have a short term goal which is more like a necessity to dip into my retirement savings to help pay the bills. I am not extravagant but as I wrote earlier we have extra expenses to combat the COVID issues such as having extra supplies on hand to provide for our ...

RE: Lesson 5: The Timing of Goals

Posted By John Darby 11-02-2021 20:19
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I downloaded the chart but I have questions. Are you going to explain the formulas used? this example shows 8% interest. Can you explain how we ca invest in this environment and consistently earn that must? reality is that you would need a fanatastic groeth stock to earn something like that! even your ...

Prioritizing goals

Posted By John Darby 10-28-2021 12:25
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

I would like to comment on the goal process of trying to determine how much to allocate toward a specific category and goal.I would like to use short term goals as an example.I have short term goals such as paying off mortgage, establishing an emergency fund, stock supplies to help weather the effects ...

Prism Academy webinar review

Posted By John Darby 10-26-2021 10:02
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

Charles, Jenna, Peter:I missed the Prism Q&A on Monday.Will there be a replay or a summary of what was covered?

RE: Lesson 4: The Key Components of Goals

Posted By John Darby 10-22-2021 10:46
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

I think we need to think about three important items as part of goal setting.1. Asset Allocation - As part of the amount of risk which underlies all of these items. Knowing first that Mr. Market will go up and down at any time. So the most important thought is "What can I afford to lose?" Balancing investment ...

Please explain the point system

Posted By John Darby 10-16-2021 12:48
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

I am trying to understand. About the posts and this point system. I have giosls. I have allocated funds toward those goals. I have given information about my portfolio and how I am using them. So my question is when you have a goal and something changes your perspective and you choose different goals ...

The AAII Way

Posted By John Darby 10-14-2021 17:26
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread

I seems as though the topics of PRISM mirror those of the AAII Way . Sibwhen asked in the webinar on Wednesday I said that I had worked on a lot of the topics already by following the instructions and guidance given. Also the topic of Trusts and setting up an Estate Plan also seems critical when deciding ...

John Darby

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