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Hi Barry, I was echo'ing what I understood to be Vinod's idea / request. You're right that we do get some macro info from the portfolio allocation survey. More granularity is probably the answer I'm envisioning. What if each month AAII reviewed a subscriber's (voluntary) submission which could include ...

I may have suggested something similar to AAII in the past, and in either case wholly endorse this idea. It can be anonymous and share only percentages not absolute amounts possibly, but to have a round table critique would be most educational in my opinion. ------------------------------ JAMES ISAACSON ...

No disagreement re fitness or trusting experts. I'm not suggesting to put all faith in PRISM, a personal trainer's plan or even a doctor. One size doesn't fit all and we should all stay informed even if or as we consult "experts", no matter the vocation. I think there are limitations with the written ...

Conceptually I wonder if you're doing a very similar thing, but just looking at it slightly differently. I think it might just be semantics. If one wants to know how much they need to save in order to retire in 20 years, they're going to be forced to target an investment return to help answer the ...

Hi Rob, I meant no offense in my remarks and hope you didn't take them as such. "Unconcious" was a poor choice of words. What I was trying to say is that you seem to have a good long term view to planning, saving and investing and thus PRISM isn't something you'd benefit from. I've explored PRISM as ...

Hi Robert, My sense is you've already incorporated some of the virtues of the PRISM system intuitively or subconciously, and therefore it's not too beneficial to go through the step by step process including all of the documention. I'm of a like mind to you, yet I don't think the system is too complex. ...