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ROBERT ADAMS

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RE: A One-Page Wealth-Building Plan for First-Time Homebuyers and Other Short-Term Goals

Posted By ROBERT ADAMS 04-28-2024 22:46
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
"One size doesn't fit all and we should all stay informed even if or as we consult "experts", no matter the vocation." On that we can certainly agree! 🙂 ------------------------------ Rob Adams ------------------------------ ...

RE: A One-Page Wealth-Building Plan for First-Time Homebuyers and Other Short-Term Goals

Posted By ROBERT ADAMS 04-27-2024 18:13
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
James, I think you're reaching a bit, but I'll leave it there. At the risk of running a little off-topic, and on the subject of fitness, once upon a time, I earned a master's degree in a health-related field. In my studies, I bought into the government's idea of proper nutrition---the food pyramid ...

RE: A One-Page Wealth-Building Plan for First-Time Homebuyers and Other Short-Term Goals

Posted By ROBERT ADAMS 04-27-2024 13:41
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
James, no offense taken! Sorry if my post sounded snippy! Your analogy to working out is apropos. Working out has been another of my lifelong passions. As with investing, I work out with a long-term view. I work out hard, but I've always had the attitude that "Rome wasn't built in a day." I want to ...

RE: A One-Page Wealth-Building Plan for First-Time Homebuyers and Other Short-Term Goals

Posted By ROBERT ADAMS 04-27-2024 10:48
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
James, could you be a little more specific about which virtues of PRISM you think I’ve unconsciously incorporated? Over the course of my life, I have been taught, and considered, the sorts of ideas promoted by PRISM, and I have discarded most of them. I would not encourage my children to adopt PRISM ...

RE: A One-Page Wealth-Building Plan for First-Time Homebuyers and Other Short-Term Goals

Posted By ROBERT ADAMS 04-17-2024 06:03
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
Jenna, I guess I'm just too ignorant to understand the benefits of such complexity in managing my personal finances. I've always tried to maintain a simple focus on the long-term growth of my assets, assuming that everything else (what PRISM seems to refer to as "short-term goals") will just take care ...

RE: Exploring the Impact of Small-Cap Funds on Portfolio Diversification

Posted By ROBERT ADAMS 03-22-2024 05:15
Found In Egroup: Small-Cap Investing \ view thread
How central are small-cap funds to your diversification strategy? I don't know that I have a "diversification strategy." About 12 years ago, I did a major reallocation of resources and bought a bunch of low-expense-ratio domestic equity index ETFs. They've provided ample diversification, so I don't ...

RE: Mixing Momentum and Value: A Balanced Brew or a Volatile Cocktail?

Posted By ROBERT ADAMS 02-29-2024 18:22
Found In Egroup: Value Investing \ view thread
Barry, I can't answer for everybody, but my simple answer has two components: First, I've stopped investing in ETFs altogether in my own accounts. I still buy them occasionally for my children for different reasons, but for my account, I will not turn over any more voting power to evil, woke totalitarians. ...

RE: Mixing Momentum and Value: A Balanced Brew or a Volatile Cocktail?

Posted By ROBERT ADAMS 02-29-2024 00:26
Found In Egroup: Value Investing \ view thread
Jenna, I think a lot depends on how you define "value." As the term is generally used by "investment professionals," and as it seems to be used by Mr. Villalon, a "value" company is one that has been beaten down such that its price-related ratios (with price as the numerator) tend to be low. I call such ...

RE: Betting on the Little Guy: 2024's Small-Cap Crystal Ball Gazing

Posted By ROBERT ADAMS 02-24-2024 15:32
Found In Egroup: Small-Cap Investing \ view thread
Jenna, it's great that you are expanding the community topics with categories such as "small-cap investing," but it won't do much good if AAII members can't find it! It does not pull up under any of the menu options under the "Find a Community That Fits Your Needs" heading. I can only find it by going ...

RE: Global Gambits: Your Forays into Foreign Stock Frontiers

Posted By ROBERT ADAMS 02-24-2024 15:15
Found In Egroup: Global Market Investing \ view thread
I generally prefer domestic stocks, but sometimes an attractive prospect can be found outside our borders. I've owned CNI for about 15 years and ACN for about a year. Unfortunately, I own both of them in a taxable account, which means a chunk of my dividends are withheld for foreign taxes. But at least ...

Communities?

Posted By ROBERT ADAMS 02-04-2024 16:41
Found In Egroup: Value Investing \ view thread
Jenna, are you there? This "value investing" community, like the "growth investing" community does not come up in my list of "communities to which I belong." I have to go to "all communities," then go to page 3, and scroll to near the bottom to find it. Even then, if I navigate away from it and try to ...

RE: The battle between cyclical versus secular growth stocks

Posted By ROBERT ADAMS 02-04-2024 16:32
Found In Egroup: Growth Investing \ view thread
Jenna, are you listening? I still cannot find my way to this "community" without pulling up "all communities," going to page 3, and there it is near the bottom of the list. Why is it not listed in "communities to which I belong"? ------------------------------ Rob Adams -------------------------- ...

RE: Year-End Tax Magic: What's Up Your Sleeve?

Posted By ROBERT ADAMS 01-22-2024 09:09
Found In Egroup: Tax Strategies \ view thread
Linda, your idea of a simple flat tax after a standard deduction is TERRIBLE! Just think of all the poor lobbyists it would put out of business. Think of all the special-interest donations our wonderful politicians would have to forego. Also think of the political power it would take away from these ...

RE: An Alternative View From a Seasoned Investor

Posted By ROBERT ADAMS 12-28-2023 13:46
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
Hugh Poling, the point of the safari example is not to portray reality. It is the use of an extreme example to point out the absurdity of conflating spending goals with an accumulation goal. If your goal of going on a safari gets you motivated to invest, that's all well and good, but BY ITSELF it won't ...

RE: An Alternative View From a Seasoned Investor

Posted By ROBERT ADAMS 12-27-2023 22:45
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
I didn't really intend to launch a discussion about AAII's product offerings and advertisements in general, but now that the can has been opened, I have to say I share the concerns others have voiced about where AAII is heading. I realize that any organization has to remain economically viable, but I ...

RE: An Alternative View From a Seasoned Investor

Posted By ROBERT ADAMS 12-27-2023 15:59
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
I'm sorry, Barry, but I just can't find a lot of value in PRISM. I know the folks at AAII worked hard to produce it, but the whole program is so infected with conventional/academic wisdom, I think alternative views of "how investing is done" should be presented as Surgeon General warnings to its users. ...

RE: The battle between cyclical versus secular growth stocks

Posted By ROBERT ADAMS 12-17-2023 04:31
Found In Egroup: Growth Investing \ view thread
Except for a little fund for experimentation, I am a buy-and-hold investor like Frank Thibault. Unlike Frank, I do follow my stocks and the market closely, although I don't really pay much attention to whether my stocks are designated secular or cyclical. I agree with Barry (which is not unusual) that ...

RE: Betting on the Little Guy: 2024's Small-Cap Crystal Ball Gazing

Posted By ROBERT ADAMS 12-16-2023 20:29
Found In Egroup: Small-Cap Investing \ view thread
Jenna, it's pretty obvious to me that tech is THE area that is always full of ripe fruit. Of course, it still takes work to avoid picking the rotten pieces. Semiconductors as a subsidiary of general technology is a particularly good area to squeeze and sniff. I'm always on the hunt for profitable ...

RE: An Alternative View From a Seasoned Investor

Posted By ROBERT ADAMS 12-16-2023 17:44
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
And I can't leave it at that. I also have a problem with the entire view of risk within PRISM. Volatility and risk are entirely separate concepts, yet the PRISM concept of risk clearly incorporates volatility into the analysis if not flatly equating risk with volatility. PRISM seems to encourage one ...

RE: An Alternative View From a Seasoned Investor

Posted By ROBERT ADAMS 12-16-2023 13:49
Found In Egroup: PRISM: Prioritizing Your Goals \ view thread
In my humble opinion, one problem with this [goals] step is that it doesn't separate spending goals from accumulation goals. The two are diametrically opposed to one another. For example, you can have an accumulation goal of $100,000, or you can have the goal of spending $100,000 on an African safari. ...